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Kredyt hipoteczny
- Say Spain
- Kredyt hipoteczny

Kredyt hipoteczny dla nierezydent贸w w Hiszpanii
Banki w Hiszpanii udzielaj膮 kredyt贸w dla nierezydent贸w na szczeg贸lnych dla nich warunkach.聽
Okres kredytowania wynosi od 5 do 25 lat, a kredytobiorca musi mie膰 mniej ni偶 75 lat. Wk艂ad w艂asny, w zale偶no艣ci od banku, wynosi od 30% do 40%
Oprocentowanie obecnie (2022r.) wynosi oko艂o 3,5% w skali roku.聽
Procedura uzyskania kredytu hipotecznego trwa oko艂o dwa miesi膮ce od czasu z艂o偶enia dokument贸w wymaganych przez bank.聽
Jakie dokumenty nale偶y z艂o偶y膰 w banku?聽
- paszport lub dow贸d osobisty
- numer NIE
- BIK (historia kredytowa)
- PIT z dw贸ch ostatnich lat
- za艣wiadczenie o zatrudnieniu lub wypis z KRS
- w przyda艂y zatrudnienia potwierdzenie trzech ostatnich wyp艂at聽
- wyci膮gi z konta z 6 ostatnich miesi臋cy
Umow臋 o udzieleniu kredytu hipotecznego podpisuje si臋 w formie umowy notarialnej. Obecna ustawa wymaga dwukrotnej obecno艣ci kredytobiorcy u notariusza; pierwszy raz, aby zapozna膰 si臋 z tre艣ci膮 umowy i odpowiedzie膰 na kilka pyta艅 dotycz膮cych warunk贸w udzielenia kredytu. Druga wizyta to ju偶 w艂a艣ciwe podpisanie aktu notarialnego zar贸wno kupna sprzeda偶y nieruchomosci, a nast臋pnie umowy hipotecznej. Koszty umowy hipotecznej pokrywa bank. Prowizje bankowe, np. otwarcia kredytu pozostaj膮 po stronie kredytobiorcy.聽
Je艣li maja Pa艅stwo wi臋cej pyta艅 dotycz膮cych udzielenia kredytu hipotecznego w Hiszpanii, zapraszamy do kontaktu – z ch臋ci膮 rozwiejemy wszelkie w膮tpliwo艣ci.聽
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Zaleta numer cztery
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Najcz臋stsze pytania
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Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
The residence is comprised of 5 bedrooms, 2 master bathrooms, 4 on-suite guest bathrooms, 2 powder rooms, 2 offices, 2 dressing rooms, a media room, an oversized eat-in gourmet chef’s kitchen, and a sprawling 1,100 square-foot Great Room perfectly situated in the prime southwest corner of the floor.
Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
The residence is comprised of 5 bedrooms, 2 master bathrooms, 4 on-suite guest bathrooms, 2 powder rooms, 2 offices, 2 dressing rooms, a media room, an oversized eat-in gourmet chef’s kitchen, and a sprawling 1,100 square-foot Great Room perfectly situated in the prime southwest corner of the floor.
Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
The residence is comprised of 5 bedrooms, 2 master bathrooms, 4 on-suite guest bathrooms, 2 powder rooms, 2 offices, 2 dressing rooms, a media room, an oversized eat-in gourmet chef’s kitchen, and a sprawling 1,100 square-foot Great Room perfectly situated in the prime southwest corner of the floor.
Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
The residence is comprised of 5 bedrooms, 2 master bathrooms, 4 on-suite guest bathrooms, 2 powder rooms, 2 offices, 2 dressing rooms, a media room, an oversized eat-in gourmet chef’s kitchen, and a sprawling 1,100 square-foot Great Room perfectly situated in the prime southwest corner of the floor.
Occupying over 8,000 square feet, perched over 1,100 feet in the air with absolutely breathtaking panoramic 360-degree views of all of New York City and the surrounding tri-state area, The 82nd Floor at 432 Park Avenue has been completely reimagined by one of the most sought-after design houses in London and represents an utterly unique opportunity to own a globally significant property.
The residence is comprised of 5 bedrooms, 2 master bathrooms, 4 on-suite guest bathrooms, 2 powder rooms, 2 offices, 2 dressing rooms, a media room, an oversized eat-in gourmet chef’s kitchen, and a sprawling 1,100 square-foot Great Room perfectly situated in the prime southwest corner of the floor.